I purchased a Nikon D5300 and got straight to work. Here are some of my favorite shots I've taken in the short two months I've had my camera! I use Adobe software to edit pictures.
To see pictures I take for clients, click here.
I purchased a Nikon D5300 and got straight to work. Here are some of my favorite shots I've taken in the short two months I've had my camera! I use Adobe software to edit pictures.
To see pictures I take for clients, click here.
I purchased a Nikon D5300 and got straight to work. Here are some of my favorite shots I've taken in the short two months I've had my camera! I use Adobe software to edit pictures.
To see pictures I take for clients, click here.
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Gannon Meyer
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Debt to Income Ratio Script
Script
If you’re in the market to buy a home, this is one of the most important things when it comes to getting pre-approved for a mortgage.
It’s the debt-to-income ratio - here’s how it works.
Lenders calculate this by dividing your total monthly debt payments by your gross monthly income.
So if you have a $400 car payment, a $400 student loan payment, and $1200 rent, and you make $4,500 per month, your DTI is 44%.
That’s $2000 divided by $4500.
If your income grows or your debt obligations decrease, the DTI shrinks. This is preferable to lenders.
Generally, a DTI ratio of 43% is often considered the maximum for qualifying for a mortgage.
If you’re not at that 43% or lower, don’t worry, drop me a follow for tips and tricks on the home buying process.